Are you nearing retirement and wondering if right now is the time to step into it? During these uncertain times, having a thorough plan that incorporates market drops and recession is very crucial for your peace of mind.
However, if you have not had one of these plans done before retirement, there are still other things you can do to prepare yourself during tough times in the market. In this episode, Kris Dureau offers some tips that may ease the sting of leaving the everyday workforce.
The three choices for transitioning from a full-time job into retirement
Key tips on retiring during a recession
What to consider when deciding to work part-time during retirement
When is a good time to take the leap into retirement
Is it a good idea to get a fixed mortgage or variable mortgage? Do higher rates make it harder to qualify for a home loan?
In this episode, Derek Gold from Mortgage Scout joins Kris Dureau to unpack the different options you have when applying for home mortgages and repayments. While there is no one-size-fits-all solution, Derek outlines the differences between fixed or variable mortgages to help you decide which option may work best for you.
Fixed or variable mortgages — which people seem to pick the most
The different types of mortgages
The importance of finding the right lender
The new criteria for qualifying for a mortgage
Advice for those with an increased line of credit due to home renovations
Derek Gold is a mortgage agent at Mortgage Scout. Derek brings over eight years of independent brokerage experience. With extensive experience servicing the residential needs of customers, Derek has structured sound solutions, from getting clients into their first home to helping them build their real estate portfolio and become rental investors.
When talking about protecting your assets from inflation, many of us automatically think about gold.
While gold often manages to hold its value and to appreciate, it isn’t a perfect inflation hedge.
In this episode, Kris Dureau fills you in on ways you can protect your portfolio from inflation. Rather than gold, Kris shows you other assets that could end up performing better in today’s environment.
Which assets protect your portfolio during inflation
Ways inflation can impact retirees and pre-retirees
The sources of income that tend to increase faster than inflation
The role of cryptocurrency when it comes to protecting your portfolio from inflation
Find out in this episode, as Kris Dureau explains how taxes, inflation, fees, and overreacting to the market impact our savings, income, and investments. He also unveils ways we can avoid making common mistakes and make better decisions with our money.
The importance of working alongside helpful and supportive financial advisors
Ways taxes, inflation, fees, and overreacting to the market impact our savings and investments
How to curb and overcome common wealth destroyers
The value of being aware of our emotions during times of volatility
The asset classes featured in this podcast are for illustration purpose only, this should not be viewed as a solicitation of buy or sell. Always talk to a professional before investing to know if the product is right for you. Past performance does not necessarily predict future results; each asset class has its own risks.